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LUMIX® LX5 10.1 Megapixel Digital Camera

Model number: DMC-LX5K

  • F2.0 Leica DC Summicron Lens
  • 1/1.63" High Sensitivity 10 megapixel CCD with evolved sensor technology
  • HD Movie Recording - AVCHD Lite

Reviews & Awards

  • !LX5 Expert Review
   
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Introduction

Would you like to take better photographs than you ever have before - images that you will be proud to share with family and friends? To record important moments in your life with high quality photos is now possible with the Lumix DMC-LX5. You will find that there is plenty to love about this camera, whether you're new to the Panasonic LUMIX line or are looking to upgrade from an older LUMIX model.

The highly anticipated Panasonic LUMIX DMC-LX5 is a dramatic improvement over its predecessor, the DMC-LX3. This new model has a fully redesigned lens, CCD and image processing engine. Following in the LUMIX tradition, the LX5 delivers amazing picture quality, advanced technology, greater creative control over photos and video, and ease of use in a stylish, compact package.

With a reworked, super bright F2.0 ultra wide-angle 24mm LEICA DC VARIO-SUMMICRON lens, the LX5 delivers incredible, true-to-life images with minimal distortion, excellent resolution and stunning detail. The 24mm wide angle provides an exceptionally large viewing space for a compact camera, and with an optical zoom that extends to 3.8x, the DMC-LX5 is even more versatile.

Technology

Venus Engine:

The Venus Engine image processor is newly developed for the DMC-LX5 and has been equipped with even greater speed and performance. Recording gorgeous photos and HD videos with impressive signal processing quality has never been easier. The triple CPUs in the Venus significantly improve the image processing speed while delivering exceptional noise reduction.

The Venus Engine also supports image and sound output via HDMI and is highly energy efficient, which allows for longer AVCHD Lite movie recording.

Super Bright f/2.0 Leica DC Vario-Summicron Lens:

The LX5's new f/2.0 24mm ultra wide-angle Leica DC Vario-Summicron lens provides even higher resolution than in previous versions. This super bright lens has been redesigned to support an extended optical zoom, from 2.5x on the LX3 to 3.8x on the LX5, lending even more versatility to long-range shots. The brighter f/2.0 lens has a higher shutter speed, which creates incredibly sharp, blur-free images, even in low light conditions.

The LEICA lens has 10 elements in nine different groups and three aspherical lenses with five aspherical surfaces. The result is minimal distortion, ultra-high resolution, and fewer instances of chromatic abnormalities, ghosting and flaring. Images are reproduced in beautiful detail and are of the highest quality.

24mm Ultra Wide-angle Lens:

A 24mm ultra wide-angle lens is rare on a compact digital camera, but the LX5 has one. This provides a much wider range of shooting possibilities. Because the Leica DC Vario-Summicron lens minimizes distortion at the wide end, images always have exceptional true-to-life detail with outstanding resolution. The viewing space is approximately 213% larger than that of a traditional 35mm camera and approximately 136% larger than that of a 28mm wide-angle lens.

1/1.63-inch 10.1-megapixel High Sensitivity CCD:

The DMC-LX3, predecessor to the LX5, adopted a 1/1.63-inch CCD with 10.1-megapixel recording; this provided unprecedented image quality for a compact camera, which necessitated the establishment of a new premium compact category in the digital camera market. For the DMC-LX5, Panasonic has redesigned the 1/1.63-inch 10.1-megapixel CCD to achieve even greater expansion of dynamic range, increasing sensitivity by more than 31% and saturation by approximately 38%.

The new CCD offers high resolution images with virtually no noise (even in high sensitivity recording) and thanks to the increased dynamic range, beautifully reproduced gradation in high contrast shooting situations. Combined with the brightness of the lens, minimum illumination of the LX5 can go as low as 3 lux when recording video, with a maximum ISO setting of 12800, which makes it easy to shoot great pictures in very low light.

Intelligent Resolution Technology:

The Venus Engine incorporates Intelligent Resolution advanced image processing technology, which automatically defines outlines, detailed textures and soft gradation in every shot. Signal processes are optimized individually across each area; this gives each picture uniform sharpness enhancement and more effective pixel by pixel signal processing. The resulting images appear naturally crisp and detailed, in both still and video recording.

5.0x Intelligent Zoom / 6.7x Extra Optical Zoom:

Intelligent Zoom is now available on the LX5 thanks to the newly incorporated Intelligent Resolution technology. Intelligent Zoom extends the zoom ratio by about 1.3x while maintaining excellent image quality. The combined digital zoom effectively extends the zoom ratio even further, from 3.8x to 5.0x equivalent.

And with the Extra Optical Zoom feature, zoom power is pushed to 6.7x, helping to make those distant subjects appear even closer.

3.0-inch 460,000-dot High-resolution LCD:

The LX5 has been outfitted with a generous 3.0-inch Intelligent LCD with 460,000-dot super high resolution and a wide viewing angle. The High Color Rendering Index LED backlight produces vivid color that's always true to life. The large screen makes it possible to see fine details and to easily check focus before capturing a shot. The screen also provides a substantial playback viewer, so that a user and friends can enjoy both still and motion picture review right on the camera.

The Intelligent LCD technology automatically adjusts picture brightness in 11 steps and according to specific shooting conditions. At the highest level, the LCD backlight is approximately 1.4 times brighter than normal. The screen has also been coated with a special anti-reflective layer that cuts glare and enables clear, high visibility in any lighting situation, even bright sunlight.

Functionality

Power Optical Image Stabilizer (O.I.S.):

We've all experienced the disappointment of taking what we think is a great photograph, only to find that because of insufficient lighting or a last-second jostling we are left with a blurred image. Panasonic has worked to eliminate those low-frequency vibrations caused by shaky hands or the use of slow shutter speeds in dim lighting, with the POWER O.I.S. With almost double the movement correction capability of conventional MEGA O.I.S., you will get bright, clear photos without a trace of blur. So go ahead, take those breathtaking nighttime photos or let the kids try their hand at capturing some family memories. You're sure to end up with pictures you can be proud of.

Intelligent Auto Mode:

In Panasonic's Intelligent Auto (iA) Mode, you never have to worry about manually adjusting settings to compensate for scenery, lighting, color or exposure. The LX5 does it all for you. Automated detection and correction functions go to work immediately, ensuring you secure beautiful photos and videos with minimal effort. This is a great feature for those of you who are new to photography or who like to capture moments as they happen: just point, aim and shoot and let the camera do the rest! And because Intelligent Resolution is always engaged in iA Mode, your pictures will be clearer and sharper, with higher image quality up to 5x zoom range.

Face Recognition:

Face Recognition technology makes it easier than ever to take amazing portraits of the ones you love. Simply select your favorite faces and store them on the LX5's built-in memory. When you want to take a picture of a registered face, just point and shoot. The camera automatically detects registered faces (even in a crowd) and adjusts focus and exposure to optimal levels, so that your loved ones always look great, no matter how many other people are in the frame. Face Recognition lets you snap brilliant, fully optimized pictures of your child during school events, or of that bride and groom as they make their way down the aisle. Get great shots of the new baby being passed from one embrace to the next, and so much more.

Face Detection:

The LX5 also has Face Detection technology, which picks up faces anywhere in the image frame whether you've registered them or not. Focus and exposure are optimized, and red-eye is automatically corrected right from the camera, so that portraits always look incredible. Perfect for those fun group shots, party photos, sporting events or vacation memories, Face Detection makes it quick and easy to compose beautiful images of your favorite people.

Subject Detection:

Ever struggled to snap a picture of a child playing on the beach or a beloved pet running around at the park? With Subject Detection, the DMC-LX5 automatically locks on and tracks subjects continuously, maintaining proper exposure and focus until you press the shutter. You're free to wait for the perfect photo opportunity, confident that you'll get an incredible picture every time. Panning effectively with a conventional camera was always difficult to learn and shots were often out of focus or blurred. The LX5 technology has cured this problem forever.

Motion Detection:

Take impressive action photos with Intelligent ISO Control and Motion Detection. The LX5 picks up moving subjects and automatically adjusts shutter speed and ISO settings to provide optimal image quality depending on lighting conditions and the subject's movement. With the DMC-LX5 you need never miss another homerun swing, that perfect pirouette or the push to the finish line.

Scene Detection Intelligent Scene Selector:

Another of the LX5's most popular automated functions is the Intelligent Scene Selector. When this feature is activated, the camera senses ambient conditions and chooses the most appropriate scene settings from Scenery; Night Scenery, Portrait, Night Portrait, Macro or Sunset.

Happy Mode:

Capture stunning color images in Happy Mode, which enhances color, saturation and brightness to produce more vibrant scenes. Happy Mode is perfect for vacation photos, birthday parties, nature shots or any other situation where you want to punch up the color for a more vivid effect.

Light Detection Intelligent Exposure:

You don't have to be a professional photographer to get the most out of your LX5. Thanks to Intelligent Exposure, brightness is automatically adjusted to compensate for images that are too dark because of low lighting, flash use or backlighting. You get natural images that look just as they appeared to the naked eye.

Slideshow with Music:

Combine all your favorite photos in a slideshow set to music for a one-of-a-kind experience. These are great for family parties when you can present a slideshow about your vacation, all set to your favorite music tracks. Choose from four pre-loaded music styles including Natural, Slow, Urban and Swing, or use the bundled PHOTOfunSTUDIO 5.0 HD Edition software to create customized slideshows using songs from your iTunes library. You can select cool transition effects, burn slideshows to DVD, upload content to YouTube or use the optional RP-CDHM15/CDHM30 mini HDMI cable to connect your LX5 to any HDTV for slideshow viewing on the big screen.

PictBridge Compatible:

With PictBridge, you can print photos right from your camera to any compatible digital printer so you never have to wait for prints of your favorite pictures. Image size, layout, date and other settings can be adjusted on your LX5, and you have the ability to print multiple copies of a single photo or print just the pictures that you select.

Bundled Software:

The DMC-LX5 comes with PHOTOfunSTUDIO 5.0 HD Edition, an exciting photo editing program that lets you sort and organize both new and old photos; find photos of particular people using Face Recognition, create slideshows with lots of great effects, upload videos to YouTube, piece together 360-degree panoramic files and more. The software is easy to set up, processes your pictures fast, works with many of the automated and intuitive functions on the LX5, and is simple to use. Get more from your photos with this exclusive software bundle from Panasonic.

HD Movie in AVCHD Lite:

Along with Motion JPEG images, the LX5 is capable of recording full HD video in AVCHD Lite format. This gives you almost double the recording time of Motion JPEG with top-notch HD quality. You also get the added benefit of features like Creative Movie Mode, Film Mode and My Color Mode, which provide even more options for creating photos and videos with your unique personal touch.

Extended Battery Life:

The LX5's Venus Engine uses less energy and processes images more efficiently. This means that the rechargeable lithium-ion battery doesn't have to work so hard, and you get more pictures from every charge. With the DMC-LX5 you can take as many as 400 photos on a single battery charge, so leave your charger at home and forget about a dead camera battery. You'll have all the power you need, right when you need it, ensuring you never miss a photographic opportunity.

Summary

Panasonic has elevated the compact digital camera to new heights with the LUMIX DMC-LX5. Packed with advanced technology, useful features, intuitive controls and creative functions that are easy to learn and easy to use, the LX5 is a compact on a whole different level. Whether you're looking for a great basic camera for everyday use or want to upgrade to a compact digital with improved capabilities and creative control, the DMC-LX5 has just what you need.

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Customer Care Service Plan Coverage

The Panasonic Customer Care Plan offers coverage beyond the manufacturers warranty for your product.

You will receive paperwork within 2 - 3 weeks.

Benefits of a Customer Care Plan

Peace of Mind

You will never have to worry about unexpected or unplanned repair bills. The coverage covers parts and labor to keep product in good operating condition. If you have in home service during the factory warranty then the same is provided during the extended period. If you have carry in service, then you have the same during the extended period.

Quality Service

Ensures only authorized and highly trained techinicians with up-to-date diagnostic tools will work on your product. Knowing how important your product is to you, servicers will repair your product as quickly as possible. Only Panasonic parts and components are used.

Convenience

When you need service just call the Panasonic 800 number and someone will contact you within 24 hours.

Value

In addition, the service is transferable to a new owner!

Affordable

Your Plan is priced to offer you affordable protection for your valuble electronics product. The coverage will cost you just pennies a day and there are no deductibles.

Terms of Service You Agree to by clicking ‘Add to Cart

SERVICE CONTRACT COMPREHENSIVE COVERAGE

This document sets forth the entire Contract between the Service Contract Administrator hereinafter referred to as We, Us and Our, and, the Purchaser as You and Your. No representation, promise or condition herein shall modify these terms. Service Net Warranty, LLC ("Service Net") is contractually obligated to You to provide service under this Contract where in accordance with, and as allowed by state law. If this Contract is purchased in Florida or Oklahoma, Service Net Solutions of Florida, LLCis contractually obligated to You to provide service under this contract.

1.What Is Covered. We will furnish labor, parts, and/or replacement equipment (or pay for same) necessary to repair operational or mechanical breakdowns of the product specified in this Contract, provided such service is necessitated by product failure during normal usage. The product specified and covered includes only equipment as originally configured and charged for in this Contract. Coverage also applies to the parts and accessories that are necessary to the covered product's functionality, but does not apply to accessories that are used in conjunction with or to enhance the performance of the covered product. The maximum liability owed to You under this Contract will be the full retail cost of Your Product minus the sales tax. In the event We (I) replace the Product with a Product with equivalent specifications or (II) reimburse You for the current market value of the Product with equivalent specifications or (III) reimburse You for the retail amount of the Product, less claims made, minus sales tax, We shall have satisfied all obligations owed under this contract. Power Surge and Spike: This service plan protects against operational failure of a covered product if a failure occurs while connected to a surge protector approved by the Underwriter's Laboratory. Your surge protector may be collected by the Administrator for examination.

2.TO OBTAIN AUTHORIZATION FOR REPLACEMENT (ON REPLACEMENT CONTRACTS ONLY):
You must obtain authorization prior to the receipt of a replacement Product.
Call the toll free number listed on the reverse side of this Service Contract.
Have this Contract, Your Contract number, and the original Product receipt available.
Instructions on obtaining replacement will be given.
Once authorization is obtained You may be required, at Your expense, to return the Product to Service Net.
This Product is not to be taken to the Retailer.
At Our determination, You will receive a replacement Product of like grade and quality. Technological advances may result in a replacement product with a lower selling price than the original Product. In all cases where a replacement cannot be made, You will receive reimbursement for the original purchase price, excluding sales tax, delivery and installation.
All contractual obligations are considered fulfilled upon Product replacement, reimbursement or Contract term expiration.
We reserve the right to replace the Product with a remanufactured or refurbished Product.
The replacement Product will be mailed to You at no cost.

3.DEDUCTIBLE. No deductible applies to this Contract.

4.IMPORTANT NOTE. Repairs recommended by the repairing facility not necessitated by mechanical breakdown are not covered unless specifically authorized by Us. We reserve the right to inspect the items to be covered, or the items covered, as the case may be, prior to coverage or during the coverage period. Model number, serial number and original date of purchase of all items to be covered must be provided to execute application for service. If You request a service call for a non-covered repair, You will be responsible for all osts associated with the repair. In the event You are unable to meet the servicer, You must call to cancel the appointment in advance of the agreed upon time of service. You may be responsible for paying the second trip charge for the subsequent rescheduled repair. If the product is found to be performing to the manufacturer?s specifications, it will be returned to You. This contract must be paid in full prior to services being rendered.

5.TIME FOR SERVICE. Service will be performed during the hours of 8:00 a.m. to 5:00 p.m. local time Monday through Friday, excluding holidays. Any additional costs above the service providers authorized hourly rate (premium or overtime charges) or after hours service will be at Your expense with exception of health related or severe weather related emergencies.

6.PLACE OF SERVICE. Service will be provided by a manufacturer authorized service center, or the Dealer named in this Contract. After We authorize Your claim, We will arrange for service and We will cover the reasonable parts and labor costs that We authorize. You may be asked to provide proof of purchase as a condition for receiving service under this Service Contract. Your original purchase receipt should be kept with this service Contract in a safe place. (a) On-site service will be provided for Major Appliances and televisions greater than 42 screen size. All televisions (LCD, Plasma, Projection) with a screen size between 19 and 42 may be serviced either on-site or by depot repair, at Our discretion. If depot service is required, the cost to transport and/or ship the Product for service will be paid by Us. On-site service, if applicable, will be provided when Your residence is located within fifty (50) miles of an authorized service provider. If You are entitled to on-site service but due to environmental and/or technical requirements, certain repairs can not be completed in Your residence, or if You are located more than fifty (50) miles from the nearest authorized provider, the cost to transport and/or ship the Product for service will be paid by Us. On-site service where applicable requires clear, complete and easy access to the product by the authorized service provider and does not include removal or re-installation of an installed product. It is possible that certain on-site repairs will not be completed on-site, but will require that the product or parts of the product, at the servicer's discretion be removed for shop diagnosis and/or repair and then returned. (b) All other Product categories are covered for carry-in or depot service.

7.PARTS AND SUBCONTRACTING. Parts used to repair equipment may either be new or refurbished at Our sole option. Service may be performed by subcontractors.

8.UNAVAILABILITY OF FUNCTIONAL PARTS OR TECHNICAL INFORMATION. If We determine that We are unable to repair Your Product due to the unavailability of functional parts, service or technical information, the total liability owed to You under this Contract will be the lesser of (I) the current market value of a Product with equivalent specifications or (II) the retail price paid for Your Product minus sales tax and claims paid, in lieu of service repairs or replacement of the Product with equivalent specifications. In all cases where parts or technical information are on extended backorder for a minimum of sixty (60) calendar days, We will determine if a replacement or reimbursement will be made. All contractual obligations are fulfilled, in lieu of repairs, upon Product replacement, reimbursement or Contract term expiration. Technological advances may result in a replacement Product with a lower selling price than the original Product. If We replace the Product or buyout the Contract, the covered Product becomes Our property and We may, at Our discretion, require the Product to be returned to Us (or Our designee) at Our expense.

9.RENEWABILITY. This Contract is renewable at Our sole discretion.

10.LIMITATIONS OF COVERAGE. This Contract Does Not Cover: A. Any equipment located outside the United States. B. Service required as a result of any alteration of the equipment, or repairs made by anyone other than a participating servicing dealer, an authorized service provider, its agents, distributors, contractors or licensees, or the use of supplies other than those recommended by the manufacturer. C. Damage or other equipment failure due to causes beyond our control including, but not limited to, repairs necessary due to operator negligence, the failure to maintain the equipment according to the owner?s manual instructions, abuse, vandalism, theft, fire, flood, wind, freezing, power failure, inadequate power supply, unusual atmospheric conditions, or acts of war or acts of God. D. Service necessary because of improper storage, improper ventilation, including failure to place the equipment in an area that complies with the manufacturer‘s published space or environmental requirements. Misuse, abuse and any utilization of equipment that is inconsistent with either the design of the equipment or the way the manufacturer intended the equipment to be used, including cases in which the manufacturer of the equipment would not honor any warranty. E. Any utilization of equipment that is inconsistent with either the design of the equipment or the way the manufacturer intended the equipment to be used. Any installation that prevents normal service. Any and all cases in which the manufacturer of the equipment would not honor any warranty regarding the equipment. F. Equipment used commercially or in a commercial setting. An industrial or commercial setting is defined as anything other than a single family dwelling. Single family dwellings include: Houses, Townhouses, Modular Housing, Condominiums, Duplexes, and Apartments. Equipment used in recreational vehicles is not covered. G. Cosmetic damage such as, but not limited to scratches, dents, rust, stains. Expendable or lost items, such as, but not limited to ear buds or head phones. H. Consumable items are defined as any part that is considered consumable by the manufacturer and/ or any item that is designed to be consumed (wear out) during the life of the Product, regardless if it is consumer replaceable or not. Consumable items include, but are not limited to For Consumer Electronics: light bulbs, lamps (unless purchased as additional coverage), and batteries. For Printers, Copiers, and Multifunctional Equipment: ink, fuser, roller kits, maintenance kits, paper trays, and any toner/cartridge. For all Products: Telephone or other lines connecting to the equipment. I. In-warranty parts not provided or shipped by the manufacturer. Operational or mechanical failure covered by manufacturer?s warranty, manufacturer?s recall, improper construction, or factory bulletins, (regardless of whether or not the manufacturer is doing business as an ongoing enterprise). Defects in the equipment due to the manufacturer?s error or improper construction of the equipment. J. Any software, including but not limited to, application programs, network programs, upgrades, formatting of any kind, databases, files, drivers, source code, object code or proprietary data, or any support, configuration, installation or reinstallation of any software or data. K. Normal, periodic or preventative maintenance, customer education and cleanings. L. Consequential damages as a result of malfunctioning of or damage to an operating part of the covered equipment or damages as a result of any repairs or replacements under this agreement. Damages caused by delays in rendering service or loss of use during the period that the product is at the authorized service center or otherwise awaiting parts are not covered. M. Loss or damage as a result of violation of existing federal, state and municipal codes including repairs to products not complying with said codes. N. Pre-existing conditions (incurred prior to the effective date of coverage), and known to You. O. Equipment where the serial plate attached to the equipment is removed, defaced or made illegible. P. Markings or retained images on the glass panel resulting from viewing fixed images (including, among other things, non-expanded standard 4:3 pictures on wide screen TVs, or onscreen data in a stationary and fixed location). Damaged or defective LCD screens when the failure is caused by abuse or is otherwise excluded herein. All display products that are used in an application that requires continuous and/or business operation. Q. Damage resulting from unauthorized repair; software virus; improper electrical wiring and connections; damage caused during delivery, improper installation, or setup, user facilitated minor adjustments and settings outlined in the product?s owners manual, external antenna or local reception problems, inaccessible products or parts, negligence, misuse or abuse whether willful or not. R. Payment for subsequent service calls which result in "no failure found" diagnosis. Non failure problems including but not limited to noises or squeaks. Subsequent trip charges may need to be paid by You if a second "no failure found" diagnosis is determined based on the same problem. S. Broadcast grade models are not covered by this program. Repair of resolution (pixels) failure must match the factory minimum standards before an authorized repair occurs. T. Equipment sold without a manufacturer?s warranty, sold "as is" or sold as refurbished Products or is located in a rental property. U. De-installation, removal, or reinstallation of any equipment. V. Any cost recoverable under any other warranty, guarantee, or under an insurance policy (in such case, this Contract will cover any applicable deductible). W.Transit or delivery damage, damage caused by packing, unpacking, assembly, installation, or removal. Short circuit, loss of use, parts or labor covered under the manufacturer?s warranty, lack of maintenance, bodily injury, pre-existing conditions, manufacturer?s recall, periodic checkups or maintenance. We will not pay for adjustments or repairs required because of conditions at your location. X. Electronics and PC equipment over 5 years of age.

11.NO LEMON GUARANTEE. During the term of this Contract, when three service repairs, with three separate claim numbers, have been completed on the same part, and that same part requires repair under a fourth claim number, as determined by Us, Your Product will be replaced with a Product of like grade and quality by Us, not to exceed the original retail purchase price. In the event a comparable replacement cannot be located, a buyout, not to exceed the original retail purchase price, will be provided. This does not include repairs necessary during the manufacturer?s warranty period, rework/ callback service required after initial service, during the warranty of work period provided by the Service Company, or previous service Contract terms. Once you have received Your Product replacement or buyout all contractual obligations under this Contract have been fulfilled.

12.CANCELLATION AND REFUND. You may cancel this contract at any time for any reason. If You cancel this Contract within sixty (60) days of the date purchased You will receive a refund of the full purchase price less any claims. If You cancel this Contract thereafter, You will be refunded the remaining days of coverage on a monthly prorated basis, less costs for service performed (if applicable). No refund will be issued if the prorated refund amount is less than or equal to $5.00. We, at Our sole option, may cancel this Service Contract due to non-payment. If We cancel this Service Contract due to non-payment, You will not receive a refund. Neither You nor the Dealer nor We are obligated to renew this Contract beyond the current term.

13.CLAIMS LIMITATION. The total claims limitation under this Contract is the retail price paid for Your Product minus sales tax, claims paid, delivery and installation. During the term of the Contract We may elect, at Our option, to buyout the Contract for the original purchase price of the covered Product less claims paid, less sales tax, delivery and installation, or replace the Product with a comparable Product. In the event We reimburse You or replace the Product We shall have satisfied all obligations owed under this Contract.

14.BUYOUT. We may elect, at Our option, to buyout the Contract during the coverage term for the lesser of (I) current market value of a Product with equivalent specifications or (II) retail price paid for Your Product minus sales tax and claims paid. When determining the current market value of a Product of equivalent specifications a fair analysis is completed using current manufacturers? and distributors? pricing on comparable products. All contractual obligations are considered fulfilled upon buyout of the Product. You have up to forty-five (45) days from the date of authorization to complete your product buyout transaction. Technological advances may result in a replacement product with a lower selling price than the original Product. If We buyout the contract, the covered product becomes property of Service Net and We may, at Our discretion, require the product to be returned to Us (or our designee) at Our expense.

15.STATE VARIATIONS. Certain states have specific conditions; conditions listed on the front of this form apply to You.

16.TRANSFERABILITY. You may transfer this Agreement to any person by sending written notice to: Service Net, P.O. Box 1411, Jeffersonville, IN 47131-1411.

17.NOVATION. If Service Net assigns another insurance carrier with an "AM Best" industry rating of A- or better under this Contract directly or indirectly, such new insurance carrier will carry the liability under this Contract.

18.RIGHT TO RECOVER FROM OTHERS. If we make any payment, we are entitled to recover what we paid from other parties. By accepting settlement of a claim, You transfer to us your right to recovery against any other party.

19.COVERAGE AND TERM. This is not an insurance policy. As the Administrator, We will assist You in understanding Your warranty and coverage benefits from the day You purchase Your Plan. If Your Product needs repair for operational or mechanical failure, You are required to call the toll free number listed on the front of this Contract or submit Your claim in writing to Service Net, 650 Missouri Ave., Jeffersonville, IN 47130. With any correspondence, please provide Your daytime phone number and claim number if applicable. If We fail to pay or provide service on a claim within 30 days after proof of loss has been filed, or in the event We are no longer a going concern, please enclose a copy of Your plan when sending correspondence to the Insurer. The expiration date and price of this Contract are listed on the face of this Contract. There are some limitations of coverage. You should review the limitations of coverage paragraph for details. This Plan is secured by a contractual liability or reimbursement insurance policy provided by either Illinois National Insurance Company or New Hampshire Insurance Company Inc., 175 Water Street, 20th Floor, New York, NY 10038. Telephone 1-800-250-3819. If, within sixty (60) days, we have not paid a covered claim, provided you with a refund or you are otherwise dissatisfied, you may make a claim directly to the insurance company.

20.ENTIRE CONTRACT. This is the entire Contract and no other oral modifications are valid.

21.LIMITATION OF LIABILITY. THE DEALER/RETAILER, SERVICE SAVER, INCORPORATED SERVICE NET, THEIR AGENTS, CONTRACTORS OR LICENSEES WILL NOT UNDER ANY CIRCUMSTANCES BE LIABLE FOR ANY INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, PROPERTY DAMAGE, LOST TIME, LOST DATA RESULTING FROM THE BREAKDOWN OR FAILURE OF ANY EQUIPMENT OR FROM DELAYS IN SERVICING OR THE INABILITY TO RENDER SERVICE ON ANY COVERED EQUIPMENT. EXCLUSION IS MADE OF ANY IMPLIED WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE. THERE ARE NO EXPRESS OR IMPLIED WARRANTIES MADE HEREIN. If You have any questions, require customer service, or wish to report a claim, please contact: Service Net, 650 Missouri Ave., Jeffersonville, IN 47130